Why We’re Different
At PMT Mortgage (Paul Meredith Team), we pride ourselves on being more than just a typical mortgage brokerage. Unlike traditional models that rely on independent, commission-based mortgage agents working independently, our salaried team of mortgage professionals follows a unified and proven system. This ensures every client receives the same exceptional experience, regardless of the team member they are working with.
That’s why we are dedicated to making the process seamless, efficient, and even enjoyable. With PMT Mortgage, you can trust that you’re in capable hands every step of the way.
Our Commitment to You
At PMT Mortgage, our mission is to provide you with a better mortgage experience than you’ll get anywhere else. This commitment is not just a catchy slogan–it’s the foundation of everything we do.
Our goal is to help you save as much money as possible while ensuring you understand all the ins and outs of your mortgage options. We provide complete transparency about potential restrictions and pitfalls, so there are no surprises down the road (because who needs surprises when it comes to mortgages, right?).
We treat every client like family—minus the awkward holiday dinners. Our 700+ five-star Google reviews are a testament to our dedication and client satisfaction.
Highly Qualified and Experienced Mortgage Staff
Our team at PMT Mortgage comprises of some of the most knowledgeable and experienced mortgage professionals the industry has to offer. Paul Meredith handpicks each team member, carefully selecting from countless applicants to ensure only the best join our ranks.
When you work with PMT Mortgage, you’re not just getting one highly talented mortgage professional working on your file… you’re getting a whole team of them. This way, it’s easy to get someone on the phone who is knowledgeable about your file.
And unlike your favourite barista, we won’t spell your name wrong or forget your order halfway through.
Saving You More Money
We know how hard you work for your money, and we work just as hard to help you keep more of it. We’re very serious about getting you the lowest rate on the market and we’re constantly trying to find even lower rates for our clients. We will be monitoring rates for you all the way through. If the rate drops, then we’ll ensure that you get the lower rate, which can be done right up until a few business days before closing. You won’t even have to ask as it’s all part of the added service that we offer.
But saving money goes beyond interest rates. The real savings is in the expert level of guidance and advice that we’ll be providing you along the way. Our expert strategies and personalized advice help structure your mortgage for maximum savings. Paul even shares some of these strategies in his #1 Amazon best-selling book, Beat the Bank – How to Win the Mortgage Game in Canada, which we provide to our clients for free. (Who doesn’t love free stuff?)
We go the extra mile by reviewing your mortgage mid-term to identify additional savings opportunities. In some cases, we’ve saved our clients over $10,000 by refinancing to better options. With PMT Mortgage, savings don’t stop once your mortgage is signed.
Your Time Matters
We realize your time is valuable to you. Whether you have a hectic work schedule or are just looking to spend more time with your kids, our streamlined process ensures that your mortgage experience is smooth and efficient. We’ll do the mortgage rate shopping, so you don’t have to—because you’ve got better things to do, like binge-watching your favourite shows.
Passion That Drives Us
At PMT Mortgage, we’re not just mortgage brokers–we’re passionate advocates for your financial success. This is not just our career; it’s out calling. It’s what we were born to do. This dedication is evident in every interaction, ensuring that you receive a level of service and care that stands apart.
Let us show you how we can make a difference in your mortgage journey. We’d love the opportunity to work with you—and hey, we might even make you smile along the way!