Top 75 Mortgage Brokers in Canada
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I’ve Purchased A Home. I Need a Mortgage! Get Qualified In Less Than 6 hours!
Whether You Have 20% Down Or Only 5%, We Can Get You The Lowest Mortgage Rates
Here are the facts:
Providing you have decent credit, you can buy a house in Ontario with as little as 5% down… as long as it’s not an income property. You can buy your primary residence, a second home for a relative, a home for your kids, a cottage, etc… all with as little as 5% down.
Let’s explain how it works:
- You need 5% on a home valued up to 500K
- For higher valued homes, you’ll need 10% for the amount over and above 500K.
- Anything over 1 million, you’ll need 20% down.
For example, if you are purchasing a home for $800,000, you’ll need 5% on the first $500,000 ($25,000), and then 10% of the additional $300,000 ($30,000) for a total of $55,000 down. Note that buying with less than 20% down will require mortgage default insurance (CMHC).
It’s easy to see if you qualify:
Simply fill out this online application, we will acknowledge when we receive it, and then we’ll get back to you within 6 business hours to let you know how much you will qualify for and offer you one of the best mortgage rates around. It’s that simple!
My Mortgage is Up for Renewal – And I Deserve A Better Rate!
Yes, You Deserve A Better Rate!
Even bank employees know they can get better rates than the banks in many cases! That’s why so many of them come to us. We highly advise that contact us 90 days in advance of your renewal date. Typical processing time with no stress is 3 to 4 weeks in advance. Have a renewal coming up in less than 30 days? No problem, we can still do it, but you need to START THE PROCESS NOW! This is an absolutely free service for qualified borrowers.
Really, We Serve Everyone!
Why is it that WE can often get YOU get better rates than the bank? Because banks like to play what we call ‘the rate game’. They advertise ‘posted rates’ which are much higher than market rates. Then they offer you a discount off the posted rate to bring the rate down to the market rate. Who doesn’t like to get a discount, right? The truth is, the market rate is really just the going rate and is not really a discount at all. It’s a rate you can find anywhere. Banks have the biggest buildings in every city for a reason. They are VERY good at making money. We don’t play the rate game. We have one rule: get our client the best mortgage rates while we give you a better mortgage experience than you will get anywhere else!
As mortgage brokers we deal with many different mortgage lenders, we are constantly sourcing out lenders offering the lowest rates. We get them competing for YOUR business! Market rates are not acceptable to us and they shouldn’t be acceptable to you either. We’re about saving you money on your mortgage. Money that is better left in your pocket, as opposed to your banks.
Yes, You Deserve A Better Rate!
Even bank employees know they can get better rates than the banks in many cases! That’s why so many of them come to us. We highly advise that contact us 90 days in advance of your renewal date. Typical processing time with no stress is 3 to 4 weeks in advance. Have a renewal coming up in less than 30 days? No problem, we can still do it, but you need to START THE PROCESS NOW! This is an absolutely free service for qualified borrowers.
Really, We Serve Everyone!
Why is it that WE can often get YOU get better rates than the bank? Because banks like to play what we call ‘the rate game’. They advertise ‘posted rates’ which are much higher than market rates. Then they offer you a discount off the posted rate to bring the rate down to the market rate. Who doesn’t like to get a discount, right? The truth is, the market rate is really just the going rate and is not really a discount at all. It’s a rate you can find anywhere. Banks have the biggest buildings in every city for a reason. They are VERY good at making money. We don’t play the rate game. We have one rule: get our client the best rate while we give you a better mortgage experience than you will get anywhere else!
As we deal with many different mortgage lenders, we are constantly sourcing out lenders offering the lowest rates. We get them competing for YOUR business! Market rates are not acceptable to us and they shouldn’t be acceptable to you either. We’re about saving you money on your mortgage. Money that is better left in your pocket, as opposed to your banks.
I‘m About To Buy a House? How Much Money Do I Qualify For?
Need Cash? Own Your House?
There are many reasons people want to refinance their homes. When it’s time to pull equity out of your house to put it to good use and/or necessities, we can make this as painless as possible for you. Our goal is to provide you with a better Mortgage experience than you will get anywhere else!
What do you need the money for?
- University | Education fees
- Renovations
- Debt Consolidation
- Divorce settlement
- Illness in the family
- Financial planning
- Business opportunity
- Investment
These are all good reasons to call us 647-368-5009 and/or Start the Application Process Now or email us. You’ll know within 4 business hours if you qualify. Some situations may take a bit longer.
There are many reasons people want to refinance their homes. When it’s time to pull equity out of your house to put it to good use and/or necessities, we can make this as painless as possible for you. Our goal is to provide you with a better Mortgage experience than you will get anywhere else!
What do you need the money for?
- University | Education fees
- Renovations
- Debt Consolidation
- Divorce settlement
- Illness in the family
- Financial planning
- Business opportunity
- Investment
These are all good reasons to call us 416-409-8009 and/or Start the Application Process Now or email us. You’ll know within 4 business hours if you qualify. Some situations may take a bit longer.
I’M READY TO GET MY MORTGAGE!
Choose your first step:
Fill out the online application
Call us right now at 647-368-5009
Fill out this contact form and our office will call you right back.
Email us at info@pmtmortgage.ca
Lenders We Deal With
I’M READY TO GET MY MORTGAGE!
Choose your first step:
Fill out the online application
Call us right now at 416-409-8009
Fill out this contact form and our office will call you right back.
Email us at paulm@citycan.com
Our Promise To You!
Help Us Help The Homeless!
A portion of all proceeds are donated to the Canadian Alliance to End Homelessness
